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How Inflation Impacts Your Financial Plan And What To Do About It
Before the 2020 Covid-19 pandemic, I noticed that not many of the investors I spoke with were very concerned about how the increase in the cost of goods and services impacted their daily lives. This increase is is known as inflation and since 2020, many investors have expressed concerns about it. Here is how inflation impacts your financial plan and some steps you can take to reduce its impact.
Tax And Financial Planning Strategies For Employees Receiving RSUs
When you work for a publicly traded company, company equity may be part of your compensation. Receiving stock awards in the form of restricted stock units (RSUs) comes with distinct vesting schedules, risks, and tax implications that you will need to consider. This is a discussion of tax and financial planning strategies for employees receiving RSUs.
6 Financial Strategies For Couples Having Their First Child
I recently spoke with a married couple who hadn’t considered their finances or their joint goals for the many years they’d been together. They made plenty of money, received company stock, and were able to consistently maximize retirement plan contributions so they felt like that was enough. It wasn’t until they had their first kid that they realized they may need to take a second look at how they’ve been operating. Having a baby can change a lot financially. Here are six money moves to consider when having your first child.
How To Recognize Bubbles And Stay On Track Financially When They Burst
Philosopher George Santayana purportedly said, “Those who cannot remember the past are condemned to repeat it.” While this quote resonates with me in many areas of life, it reminds me most of human behavior in times of economic bubbles. This is a discussion of economic bubbles, what you can learn from their history, and how you can stay on track financially during a bubble burst.
How To Manage Risk Exposure And Taxes In Concentrated Stock Portfolios
This is a discussion of some options for reducing risk and unwinding a concentrated stock position that has increased significantly.
MY BOOK
I seek to make personal financial planning less scary.
This book provides a simple guide for working through life's biggest financial questions facing couples in their 20s, 30s, and early 40s today. It starts with goals-based planning around topics including retirement planning, education planning, and major purchase planning. It then walks through some basics of investment management, options for how to invest, behavioral finance, and pitfalls to avoid. Lastly, it discusses risk management and insurance.
If you are not sure where to start, this book may provide some clarity.