Personal planning
Discover how your money supports your goals and values. Confidence in your budget will help reduce money anxiety.
Develop a strategy to pay off credit cards and loans. Feel the weight lifted as you reduce your debt.
Build a diversified and personalized investment portfolio to align with your financial objectives.
Take advantage of your employee benefits. Essential coverage adds a significant layer to your financial foundation.
Plan for unexpected expenses or situations. Smooth out unexpected bumps in the road by taking proactive steps.
Create a saving and investment strategy to help pay for college. Choosing the right strategy can help reduce sticker shock.
Prepare for an enjoyable retirement. Make wise choices today to help grow and preserve your money.
Share your desires for transferring and protecting your wealth. Find peace in expressing your wishes.
Create a plan and investment strategy to fund a major purchase.
Utilize investment vehicles during accumulation and distribution to maximize after-tax the amount you receive.
Business planning
Discover what kind of plan will best support yours and your employees’ retirement planning goals.
Discover a new peace of mind in planning for what happens to the business when you no longer want to run it.
Whether you want to offer a benefit to your employees, fund a buy-sell agreement, or protect the business if a key person were no longer around, it is advantageous to know your options.
Personal finance is not taught in schools. Arm your employees with the personal finance tools they need to get through life.
Rates
Fee-based
A one percent advisory charge is assessed on assets I directly and actively manage up to $1,000,000. A quarter of the total fee is assessed on a quarterly basis. The percentage fee scales down from there and includes all trades, account maintenance, planning, and any time we spend together.
Commission-based
Some do not want or need the ongoing advice and service associated with an advisory relationship. If someone has a position they wish to buy and hold or wishes to purchase an insurance product, a commission would be applicable.
Hourly
For people who have experience with finances and wish to manage themselves, or want to do more complex planning while maintaining their present asset manager, I can charge by the hour for financial planning.
Per Hour | $500
Complimentary
Complimentary services include the initial planning call and employee financial education.
Fee-based, and non-fee based financial planning is offered by financial professionals who are investment advisor representatives of Equitable Advisors, LLC, a SEC-registered investment advisor.